Payments & Wallet
Collect repayments and deposits automatically, then reconcile them automatically.
Give every member a digital wallet, accept mobile money and bank payments, and let the reconciliation engine match incoming funds to the right member, account and loan instalment — with exceptions queued for human review.
Less manual matching
Reconciliation exceptions become the exception, not the daily routine.
Instant member confirmation
Members receive receipts by SMS, email or in-app the moment a payment lands.
What Payments & Wallet gives you
Each capability below is a shipped part of the platform, not a roadmap promise.
Member Digital Wallet
Every member gets a ledger-backed wallet for deposits, repayments and withdrawals.
Mobile Money Collections
Accept deposits and loan repayments from MTN, Airtel and M-Pesa with instant confirmation.
Payment Gateway Settings
Configure provider credentials, channels, limits and fees per organisation.
Automated Reconciliation
Incoming payments matched to members and instalments automatically, with exceptions queued.
Float & Liquidity Control
Monitor and pre-fund the float pool so member transactions never stall.
Webhooks & Callbacks
Provider callbacks ingested, logged and replayed safely with idempotent processing.
Because the data is shared, so is the value
Payments & Wallet does not sit alone — it reads and writes the same member record and general ledger as the rest of the platform.
Member Management
A single, accurate register for every member you serve.
Savings & Schemes
Flexible savings products with automatic interest and clean ledgers.
Loans & Credit
From application to recovery, with every rule enforced in the system.
See Payments & Wallet working with your own numbers
Book a walkthrough and we will demonstrate this module against your products, interest rules and reporting obligations — using your own operating scenario.
- No obligation
- Mapped to your products
- Honest fit assessment